About OzGhosty
Plain-English explainers on money, AI and staying safe online, from a Manly Beach local.
OzGhosty started as a daily walk along Manly Beach and grew into a set of channels that explain the things that cost people money or put them at risk, without the jargon.
What we make
- OzGhosty Finance: super, the Age Pension, property, tax and investing in Australia, worked through with real numbers.
- OzGhosty Tech: AI tools and automation you can actually use, famous hacks explained, and how to keep your accounts and computers safe.
- Manly Beach Report: the daily walk, what's on, and stories from the Northern Beaches.
How we work
Every number and rule in a video comes from a primary source (the ATO, Services Australia, Moneysmart, vendor documentation, official incident reports), and the sources are listed under each article. Figures are correct when published and we update pages when the rules change.
The character, voice and pictures are made with AI tools; the research, scripts and fact-checking are done by hand.
Money
The videos and articles are free. Some links are affiliate or referral links, which may earn us a commission at no cost to you; see the disclosure. We never get paid to say something is good.
Questions or corrections? Leave a comment on any article and we'll reply.